What If I'm At Fault For A Minnesota Auto Accident?

Posted on July 12, 2008 by Jason C. Brown

Even if you are completely at fault for an accident, you are entitled to the no-fault benefits that exist under your automobile insurance policy. You should contact your insurance company and discuss the circumstances of the accident with them openly and honestly.

If you cause an accident that results in injuries to another, the injured party, or their attorney, will notify your insurance company. It is up to your insurance company to assess the value of the injured person’s losses and determine whether or not they will settle the claim for a reasonable sum, or require the injured person to file suit. 

Once the injured party files suit, your insurance company is obligated to provide you with a legal defense. The insurance company must also pay for any settlement or jury award, up to the amount of liability coverage that you have under your policy.

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Can You Describe Minnesota's "Comparative Fault" Rule?

Posted on July 7, 2008 by Jason C. Brown

Comparative fault is a legal term that compares the responsibility of one person against another. If an injury victim is 10% at fault for their injury, then their “comparative fault” is 10% while the other driver’s “comparative fault” is 90%. In Minnesota, a person who is found to be partially responsible for an accident may still make a recovery against another driver, so long as their fault does not exceed the fault of the other driver.
 

 

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